Auto Insurance
Our agents are experienced experts in every type of vehicles insurance coverage. Add in our carrier choice and super-friendly service, and you’ll get brilliant service, a great policy and better value.
Frequently Asked Questions
Frequently Asked Questions
What does Florida auto insurance include?
The law requires Personal Injury Protection (PIP) and Property Damage Liability (PDL). We Insure Miami can also add comprehensive, collision, and uninsured motorist coverage.
Why get more than the state minimum?
Because accidents in South Florida often exceed basic limits. Higher coverage protects you from costly medical or legal bills.
Can I insure multiple vehicles under one policy?
Yes. Multi-car policies simplify billing and usually lower your premium.
Does car insurance follow the vehicle or the driver?
In Florida, it usually follows the car — but every carrier differs. Our agents clarify exactly how your policy applies.
How can I lower my car insurance cost?
Bundle policies, maintain good credit, and ask about safe-driver, low-mileage, and loyalty discounts.
What does Florida auto insurance include?
The law requires Personal Injury Protection (PIP) and Property Damage Liability (PDL). We Insure Miami can also add comprehensive, collision, and uninsured motorist coverage.
Why get more than the state minimum?
Because accidents in South Florida often exceed basic limits. Higher coverage protects you from costly medical or legal bills.
Can I insure multiple vehicles under one policy?
Yes. Multi-car policies simplify billing and usually lower your premium.
Does car insurance follow the vehicle or the driver?
In Florida, it usually follows the car — but every carrier differs. Our agents clarify exactly how your policy applies.
How can I lower my car insurance cost?
Bundle policies, maintain good credit, and ask about safe-driver, low-mileage, and loyalty discounts.
What does Florida auto insurance include?
The law requires Personal Injury Protection (PIP) and Property Damage Liability (PDL). We Insure Miami can also add comprehensive, collision, and uninsured motorist coverage.
Why get more than the state minimum?
Because accidents in South Florida often exceed basic limits. Higher coverage protects you from costly medical or legal bills.
Can I insure multiple vehicles under one policy?
Yes. Multi-car policies simplify billing and usually lower your premium.
Does car insurance follow the vehicle or the driver?
In Florida, it usually follows the car — but every carrier differs. Our agents clarify exactly how your policy applies.
How can I lower my car insurance cost?
Bundle policies, maintain good credit, and ask about safe-driver, low-mileage, and loyalty discounts.