Homeowners Insurance
Our agents are experienced experts in every type of property and possession insurance. Add in our carrier choice and super-friendly service, and we guarantee you’ll get brilliant service, a great policy and better value.
Frequently Asked Questions
What does Florida homeowners insurance cover?
It protects your home, personal belongings, and liability if someone gets hurt on your property. We Insure Miami helps Florida homeowners rebuild or repair after fire, wind, or water damage.Is condo insurance different from homeowners insurance?
Yes. Condo insurance (HO-6) covers the inside of your unit, personal property, and liability — while your condo association’s master policy covers the building structure.Does homeowners insurance cover flooding?
No. Flooding requires a separate policy. We Insure Miami can combine homeowners and flood coverage for complete coastal protection.How much coverage do I need?
Enough to rebuild your home and replace personal belongings. Our licensed Miami agents calculate your replacement cost using current Florida construction data..Can I save money by bundling policies?
Absolutely. Bundle your home, auto, or umbrella insurance to qualify for multi-policy discounts and stronger protection.