Umbrella Insurance
Protect Everything You’ve Worked For — When Regular Insurance Isn’t Enough.
Umbrella insurance gives you an extra layer of protection over your home, car, or business policies — so one accident doesn’t wipe out your savings.
Frequently Asked Questions
Frequently Asked Questions
What is umbrella insurance?
It extends your home, auto, or rental coverage limits to protect against large lawsuits or high-value claims.
Who benefits most from umbrella coverage?
Homeowners, landlords, business owners, and families with teen drivers — anyone with significant assets to protect.
Does umbrella insurance cover legal fees?
Yes. It pays attorney and court costs after your base policy limits are exhausted.
How much umbrella coverage should I buy?
Most policies start at $1 million. We Insure Miami helps match limits to your total net worth and exposure.
Can I bundle umbrella coverage with other policies?
Yes, and bundling often reduces premiums while simplifying renewals.
What is umbrella insurance?
It extends your home, auto, or rental coverage limits to protect against large lawsuits or high-value claims.
Who benefits most from umbrella coverage?
Homeowners, landlords, business owners, and families with teen drivers — anyone with significant assets to protect.
Does umbrella insurance cover legal fees?
Yes. It pays attorney and court costs after your base policy limits are exhausted.
How much umbrella coverage should I buy?
Most policies start at $1 million. We Insure Miami helps match limits to your total net worth and exposure.
Can I bundle umbrella coverage with other policies?
Yes, and bundling often reduces premiums while simplifying renewals.
What is umbrella insurance?
It extends your home, auto, or rental coverage limits to protect against large lawsuits or high-value claims.
Who benefits most from umbrella coverage?
Homeowners, landlords, business owners, and families with teen drivers — anyone with significant assets to protect.
Does umbrella insurance cover legal fees?
Yes. It pays attorney and court costs after your base policy limits are exhausted.
How much umbrella coverage should I buy?
Most policies start at $1 million. We Insure Miami helps match limits to your total net worth and exposure.
Can I bundle umbrella coverage with other policies?
Yes, and bundling often reduces premiums while simplifying renewals.