Umbrella Insurance
Protect Everything You’ve Worked For — When Regular Insurance Isn’t Enough.
Umbrella insurance gives you an extra layer of protection over your home, car, or business policies — so one accident doesn’t wipe out your savings.
What is umbrella insurance?
It extends your home, auto, or rental coverage limits to protect against large lawsuits or high-value claims.Who benefits most from umbrella coverage?
Homeowners, landlords, business owners, and families with teen drivers — anyone with significant assets to protect.Does umbrella insurance cover legal fees?
Yes. It pays attorney and court costs after your base policy limits are exhausted.How much umbrella coverage should I buy?
Most policies start at $1 million. We Insure Miami helps match limits to your total net worth and exposure.Can I bundle umbrella coverage with other policies?
Yes, and bundling often reduces premiums while simplifying renewals.