Life & Annuities
Insurance

Our agents are knowledgeable professionals in all types of annuity insurance. With access to a variety of top-rated carriers and our commitment to personalized service, we guarantee that you'll receive expert guidance, a tailored policy, and the best value for your future planning.

Frequently Asked Questions

Frequently Asked Questions

Why do Floridians need life insurance?

Life insurance provides peace of mind — ensuring your family’s financial stability if something happens to you.

What’s the difference between term and whole life insurance?

Term life covers you for a set period. Whole life builds cash value and lasts your entire lifetime.

What are annuities?

Annuities provide guaranteed income for retirement, helping you avoid outliving your savings.

Can I combine life insurance with an annuity?

Yes. Many We Insure Miami clients use both for balanced protection and reliable retirement income.

How much life insurance should I carry?

A common guideline is 10× your annual income — customized by our agents for your lifestyle and goals.

Why do Floridians need life insurance?

Life insurance provides peace of mind — ensuring your family’s financial stability if something happens to you.

What’s the difference between term and whole life insurance?

Term life covers you for a set period. Whole life builds cash value and lasts your entire lifetime.

What are annuities?

Annuities provide guaranteed income for retirement, helping you avoid outliving your savings.

Can I combine life insurance with an annuity?

Yes. Many We Insure Miami clients use both for balanced protection and reliable retirement income.

How much life insurance should I carry?

A common guideline is 10× your annual income — customized by our agents for your lifestyle and goals.

Why do Floridians need life insurance?

Life insurance provides peace of mind — ensuring your family’s financial stability if something happens to you.

What’s the difference between term and whole life insurance?

Term life covers you for a set period. Whole life builds cash value and lasts your entire lifetime.

What are annuities?

Annuities provide guaranteed income for retirement, helping you avoid outliving your savings.

Can I combine life insurance with an annuity?

Yes. Many We Insure Miami clients use both for balanced protection and reliable retirement income.

How much life insurance should I carry?

A common guideline is 10× your annual income — customized by our agents for your lifestyle and goals.